CRE Loan Maturity: Calculate the Refinance Gap Before Seeking More Time

A CRE maturity plan starts with the payoff, supportable replacement debt, closing costs and required reserves. MBA's February 9, 2026 release reported $875 billion scheduled for full-calendar 2026 and $652 billion for 2027: $1.527 trillion, based on balances at December 31, 2025, not debt remaining today or predicted defaults. Don McClain's new article turns that context into a property-level decision: quantify the gap, compare refinance, paydown, equity and sale paths, and give any extension measurable milestones. SR 23-5 supports prudent accommodations and workouts; extensions have not been universally withdrawn. Fast Commercial Capital is a capital advisory platform, not a direct lender. Begin with your property, maturity date and objective; financing requires provider review.